FLOOD HELP 101
The Expert Guide
to Flood Preparation, Loss and Recovery
Written by experienced flood adjusters to help you protect your home, navigate claims, and recover faster after a flood
Together, Sherry and Karen bring nearly 40 years of combined catastrophe flood claim experience, helping homeowners navigate some of the most challenging moments they will ever face.
What You Will Learn From This Book
Prepare Before Disaster Strikes
Learn how to safeguard your home, organize critical documents, and build a plan before a storm ever forms
Navigate the Claims Process
Step-by-step guidance from experienced adjusters so you know exactly what to expect, and how to maximize your claim
Practical, real-world guidance, and downloads to help you prepare, protect, and recover with confidence
Understand Your Flood Insurance
Get clear, straightforward explanations of what’s covered, what’s not, and how to avoid costly surprises
Recover Faster and Smarter
Avoid common mistakes, document damage correctly, and move through recovery with clarity and confidence
Trusted by Homeowners, Agents, Communities, Condo & HOA’s, and Companies Across Flood Prone Regions
About the Book
Flood Help 101 is a practical, real-world guide designed to help homeowners prepare before disaster strikes, navigate the flood claims process with confidence, and recover faster.
Written by experienced catastrophe flood adjusters Sherry Odom and Karen Hameroff, this book brings decades of firsthand field experience into one clear, easy-to-follow resource, grounded in both professional expertise and personal experience navigating hurricanes and flood events along the Gulf Coast.
From understanding flood insurance coverage to documenting damage correctly and avoiding costly mistakes, this guide gives you the tools and knowledge most people don’t have, until it’s too late.
Whether you live on the coast or inland, preparation is everything, and the right information can make all the difference.
What to do before a storm forms
What documents to secure and where to store them
What to photograph before damage occurs
What steps to take immediately after a flood
Free Resources to Help You Prepare
Practical tools you can use before, during, and after a flood.
Be ready before disaster strikes. Our FREE emergency checklist helps you organize critical documents, protect your home, and take the right steps at every stage of a flood event.
No spam. Just practical, real-world guidance
Who This Guide Is For
Designed for homeowners, professionals, and communities facing real flood risk.
Homeowners
Protect your home, your family, and your financial future.
Learn what to do before, during, and after a flood, and avoid costly mistakes when filing a claim.
Agents, Adjusters
Strengthen your understanding of flood coverage, documentation, and claims handling.
Built from real-world catastrophe experience, not theory.
Community Leaders, Condo & HOA’s
Prepare your community before disaster strikes. Gain the tools needed to plan, respond, and recover with clarity and confidence.
Whether you are preparing ahead or recovering after a flood, this guide meets you where you are.
Your Guides Through Flood Preparation & Recovery
Together, Sherry and Karen bring nearly 40 years of combined catastrophe flood experience, helping thousands of homeowners navigate one of the most challenging events they will ever face.
Sherry Odom
Catastrophe Flood Insurance Adjuster
Sherry brings decades of firsthand experience handling flood claims across some of the most disaster-prone regions in the country. As a catastrophe adjuster, she has worked directly with homeowners, RCBAP presidents in the aftermath of major flood events, helping them navigate complex claims and rebuild with confidence.
Having personally experienced hurricanes and coastal flooding, Sherry understands both the technical and emotional sides of recovery—bringing clarity, compassion, and real-world insight to every situation.
Decades of real-world flood experience, on the ground, in the field, and through the storms themselves
Karen Hameroff
Catastrophe Flood Insurance Adjuster
Karen has spent years on the front lines of flood response, guiding policyholders through the claims process with precision and care. Known for her deep understanding of flood insurance and attention to detail, she helps homeowners, condo and general property owners avoid costly mistakes and ensure their claims are properly documented and maximized.
Her experience across multiple catastrophe events provides a practical, no-nonsense approach that turns confusion into confidence.
Speaking Engagements & Training
Real-world training from professionals who have lived it, worked it, and helped others recover from it.
Available for community events, Real Estate Groups, Insurance Agencies, HOA’s, Municipal & Emergency Management Groups, and Disaster Preparedness Workshops.
Flood Disaster Training (for homeowners & professionals)
Flood Insurance & Claims Workshops
Community, Condo & HOA Preparedness Sessions
Adjuster Training & Online Courses (coming soon)
Delivered by experienced flood adjusters who have been on ground zero during some of history’s worst storms and battled through hurricane events personally.
Why Organizations Choose Us
With nearly 40 years of combined flood adjusting experience, we bring a perspective that goes beyond theory. We’ve worked real claims, seen real outcomes, and understand what truly helps people prepare—and recover.
Field-tested, real-world expertise
Clear, easy-to-understand delivery
Practical guidance—not generic advice
Focused on both prevention and recovery
Flexible Session Formats
45-Minute Keynote
Ideal for conferences, associations, and events60–90 Minute Workshop (Most Popular)
Includes presentation + real-world examples + Q&AHalf-Day Training (2–3 Hours)
Designed for deeper education and professional groups
Custom sessions available upon request.
Booking & Availability
We offer both local and nationwide speaking engagements. Travel accommodations can be arranged as part of the booking.
To inquire about availability, please complete the form below and we will respond promptly.
👉 Travel available nationwide
Request a Speaking Engagement
Flooding doesn’t come with a warning, but preparation can change everything.
Get the tools, knowledge, and guidance you need to protect your home and business to navigate recovery with confidence.
Be Prepared Before It Happens
Don’t wait til it’s too late
Ways We Can Help
From preparation to recovery, we provide real-world guidance at every stage.
Trusted by homeowners, agents, and communities across flood-prone regions.
The Book
Get the complete guide to flood preparation, survival, loss and recovery, written from real-world experience in the field.
Speaking & Training
Book Sherry and Karen for workshops, community events, and professional training on flood preparation, claims, and recovery.
Adjuster Disaster Training
Professional training for adjusters and teams looking to improve documentation, claims handling, and field readiness. Coming Soon!
Get in Touch
Whether you have a question, an idea, or just want to say hello, feel free to reach out—we’re here to help.