Be Prepared Before It Happens
Preparation Doesn’t Stop the Storm, it Changes the Outcome
Floods have a way of changing the landscape, not just the one outside your window, but the one inside your life.
Get the tools, knowledge, and guidance you need to protect your home and business to navigate a storm event with confidence.
Don’t wait til it’s too late, in the face of a flood, it is critical to act with both knowledge and awareness.
Flood Help 101
The Expert Guide
Everything You Need Before, During & After a Flood
Written by experienced flood adjusters to help you protect your home or business, navigate insurance claims, and recover after a flood.
Featuring more than 160 full color photographs with step-by-step guidance
Together, Sherry Odom and Karen Hameroff bring nearly 40 years of combined catastrophe flood claim experience, helping homeowners navigate some of the most challenging moments they will ever face.
About the Book
Flood Help 101 is an image packed, visual guide designed to help homeowners prepare before disaster strikes, navigate the flood claims process with confidence, and recover faster.
This book brings decades of firsthand field experience into one clear, easy-to-follow resource. Grounded in both professional expertise and personal experiences navigating hurricanes and flood events.
From understanding flood insurance coverage to documenting damage correctly, these pages are filled with detailed, real life photo demonstrations, outlining how to avoid costly mistakes. It will equip you with knowledge most people don’t have, until it’s too late.
Our collection of lessons, filled with tools, stories, resources and checklists, provides families and businesses with assurance and clarity they need.
Whether you live on the coast or near a river, bay, bayou, dam or levee, preparation is everything, and the right information can make all the difference.
What You Will Learn From This Book
Prepare Before Disaster Strikes
Learn how to safeguard your home, organize critical documents, and build a plan before a storm ever forms.
Navigate the Claims Process
Follow this how-to guide from experienced adjusters so you know exactly what to expect, and how to maximize your claim.
Understand Your Flood Insurance
Get clear, straightforward explanations of what’s covered, what’s not, and how to avoid costly surprises.
Recover Faster and Smarter
Avoid common mistakes, document damage correctly, and move through recovery with informed decision making.
Floods may be unavoidable, but their long-term impact doesn’t have to be.
Flood Help 101
Designed for Homeowners, Professionals and Communities Facing Real Flood Risk
Homeowners
Business Property Owners
Catastrophe Adjusters
Insurance Agencies
Real Estate Agents
Emergency Management Agencies
Community Leaders
Condo Associations
Homeowner Associations
Protect your home, family and business.
Strengthen your understanding of flood coverage, documentation, and claims handling.
Prepare your communities before disaster lands on your door step.
Your Guides Through Flood Preparation & Recovery
When facing an impending storm event, Sherry, Karen and the team at Flood Help 101 continue to provide the answers you need. Their experience provides a road map to preparation before and the steps to navigate survival, loss and recovery.
Sherry Odom
Catastrophe Flood Adjuster
Sherry brings decades of firsthand experience handling flood claims across some of the most disaster-prone regions in the country. As a catastrophe adjuster, she has worked directly with homeowners, RCBAP presidents in the aftermath of major flood events, helping them navigate complex claims and rebuild with confidence.
Having personally experienced hurricanes and coastal flooding, Sherry understands both the technical and emotional sides of recovery, bringing clarity, compassion, and real-life insight to every situation.
Karen Hameroff
Catastrophe Flood Adjuster
Karen has spent years on the front lines of flood response, guiding policyholders through the claims process with precision and care. Known for her deep understanding of flood insurance and attention to detail, she helps homeowners, condo and general property owners avoid costly mistakes and ensure their claims are properly documented and maximized.
Her experience across multiple catastrophe events provides a practical, no-nonsense approach that turns confusion into confidence.
Expert Speakers & Workshops
Engage experienced flood professionals for keynote sessions, conferences, community organizations, homeowner associations, businesses, and professional events focused on preparedness, insurance, mitigation and recovery.
Beyond the Book
The Team Behind Flood Help 101 is Expanding
Flood Education & Professional Training Coming Soon!
Catastrophe Adjuster Training
Real life experience-based training designed to strengthen field readiness, documentation, and claims handling.
Be Storm Ready!
Get Prepared with Flood Help 101
We Invite Communities, Organizations, and Insurance Professionals to
Contact Us Today!
Free Resources
Practical tools you can use before, during, and after a flood.
Emergency Supply Checklist
Be ready when disaster strikes. Our emergency checklist helps you organize critical documents, protect your home, and take the right steps at every stage of a flood event.
Post Storm Build Back Checklist
Rebuilding after a flood offers a powerful opportunity, not just to restore what was lost but to build back smarter, stronger, and more resilient.
Damaged Content Form
Document your contents, easier and more efficient, helping to streamline the claims process. Record, age, make, model and serial numbers and replacement cost for damaged items.
FEMA Flood Policy Links
Contact Us
Whether you have a question, an idea, or just want to say hello, feel free to reach out, we are here to help. You can call, email or text. 251.213.9600
